Insurance, financial and monetary services; financial transaction processing; risk management services; credit checks, status enquiries and credit reference services; credit protection and debt prevention services; debt management and recovery services; financial preparation of reports; cash management services; consumer and business credit management; consumer and business collection agency services, tracing services, consultancy and mediation in the provision of credit and financing; collection, administration and purchase of debts; factoring and invoice discounting services; advisory and consultation services relating to consumer and business financial matters and financial management; provision and arrangement of consumer credit and other loans and credit services; cash flow financing, arrangement of credit insurance; advisory, consultancy and information services in relation to all the foregoing.;