Financial services, namely, a full line of commercial, personal and municipal banking services; commercial, personal and municipal savings and checking account services; automated teller machine services; direct deposit services; electronic funds transfer services; telephone banking services featuring funds transfer services, checking account stop-payment services, touch-tone balance report services, providing interest rate, tax, IRA, account balance, transaction history, and other banking and financial information, and other related banking services; online banking services featuring bill payment services, funds transfer services, online banking and loan application documents, customer account balances and transaction information, and other banking and financial information; commercial, consumer, personal, overdraft checking, and automobile lending services; mortgage banking, brokerage and lending services; home equity loan services; residential and commercial land and construction loans; small business loan financing services; business and personal installment loans; letter of credit services; cash management services; clearing house services; wire and internal transfer services; lock box collection and deposit services; account and deposit reconciliation services; real estate escrow and tenant security account services; credit card and debit card services; credit card transaction processing services; insurance brokerage services in the fields of annuities, life and term insurance and long-term care insurance; financial, investment, retirement and brokerage services, namely, certificates of deposit, individual retirement accounts, education funding accounts, employee pension plans, retirement plans, profit-sharing and money purchase plans, pension trust services, distribution of retirement funds, beneficiary distribution services; funds investment and consultation, portfolio management, stock brokerage, mutual funds, bonds, money market accounts, trust and estate planning, and executor, trustee and custodial services; providing information and consultation related to all of the above.;
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